Subject: Support a Short-Term Extension of the ACA Enhanced Premium Tax Credits
Dear [insert name here]
On behalf of the cystic fibrosis (CF) community and as a concerned constituent, I write asking you to support a short-term extension of the Affordable Care Act Marketplace plan enhanced premium tax credits through a bipartisan bill. Because these credits expired, premium costs doubled for some families, and an estimated 4.4 million people could lose insurance coverage.
We ask you to extend enhanced premium tax credits for Marketplace insurance plans while including reforms like income caps to receive subsidies and addressing fraud in the program. This short-term solution would prevent disruptions in care for our community, while laying the framework for a long-term, sustainable solution, such as capping out-of-pocket costs for Marketplace plan enrollees.
Cystic fibrosis is a chronic, life-threatening genetic condition that primarily impacts the lungs and digestive system, and affects about 40,000 people in the United States. Cystic fibrosis care requires regular medical visits with a team of specialists, specialized equipment and supplies, supplements, and, most importantly for about 90% of the CF community, novel prescription medicines that have drastically improved health outcomes. This network of care, especially high-cost medication, is only accessible to people living with CF through robust and continuous health insurance coverage.
For some families that rely on Marketplace plans for coverage, their premiums could more than double. Families living with CF already struggle with the financial strain of living with a chronic disease, and steep increases in premiums could cause families to choose between essential, lifesaving insurance coverage and their basic needs.
Cystic fibrosis is one of the most successful stories in rare disease, as breakthrough medications have transformed health outcomes for people living with CF over the past decade. We urge you to extend these subsidies to keep healthcare affordable for the people and families who rely on insurance to access lifesaving care.
Sincerely,
[Constituent]